Kansas Personal Finance Standards & Graduation Requirements
Kansas requires a standalone half-credit personal financial literacy course to graduate, phasing in with the class of 2028 and already being delivered to current students.

Kansas at a glance
- Requirement
- Standalone course required
- Legislation or authority
- Kansas State Board of Education graduation requirement (K.A.R. 91-31-35), grounded in the personal-financial-literacy mandate under K.S.A. 72-3236
- Passed
- State Board approved the revised graduation requirements November 10, 2022
- Takes effect
- Phases in beginning with students entering 9th grade in fall 2024
- First graduating class affected
- Class of 2028
- Course length
- One-half (0.5) credit, one-semester standalone personal financial literacy course
- State standards
- National Standards for Personal Financial Education (CEE / Jump$tart), adopted by the Kansas State Board of Education in July 2022
What Kansas requires
The Kansas State Board of Education approved revised graduation requirements on November 10, 2022 that add a standalone half credit of personal financial literacy, phasing in with the class of 2028. Because that cohort entered 9th grade in fall 2024, the course is already being delivered in classrooms now.
Rather than author its own document, Kansas adopted the national CEE/Jump$tart Standards for Personal Financial Education in July 2022 as its official standards — earning income, spending, saving, investing, managing credit, and managing risk. KSDE issues rollout guidance on teacher qualifications and the companion FAFSA requirement.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Kansas standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Kansas framework.
| Kansas strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income | Earning Income | Taxes & IncomeCareers In Finance |
| Spending | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving | Saving | Saving Versus InvestingThe Basics Of Banking |
| Investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Managing credit | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Managing risk | Managing Risk | Diversification & RiskInsurance & Retirement |
Educators can request a full Kansas standards crosswalk through the Educator Dashboard.
Why Kansas schools choose Rapunzl
Rapunzl pairs a standards-aligned curriculum with a real-time investment simulator, so students learn personal finance by making real decisions with simulated $10,000 portfolios priced on live market data — not by reading about it. The curriculum scales from a three-week unit to a 28-week year-long course, which means it fits whichever shape Kansas's requirement takes in your district.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get an educator dashboard with grade export and standards crosswalks, English and Spanish materials, screen-reader accessibility, and a free national scholarship competition their students can enter each January.
Kansas personal finance requirement FAQ
Kansas requires a standalone half-credit personal financial literacy course to graduate, phasing in with the class of 2028 and already being delivered to current students.
The requirement is set by Kansas State Board of Education graduation requirement (K.A.R. 91-31-35), grounded in the personal-financial-literacy mandate under K.S.A. 72-3236.
Takes effect: Phases in beginning with students entering 9th grade in fall 2024.
One-half (0.5) credit, one-semester standalone personal financial literacy course.
Kansas's requirement is a standalone course requirement.
In practice that means a dedicated class of its own, taken for credit, rather than a few personal finance lessons folded into another subject.
The Class of 2028 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Phases in beginning with students entering 9th grade in fall 2024.
If you are planning a course now, that timeline is the window to have curriculum in place before Kansas starts holding students to it.
National Standards for Personal Financial Education (CEE / Jump$tart), adopted by the Kansas State Board of Education in July 2022.
Rapunzl's curriculum is built on the Council for Economic Education's six pillars: Earning Income, Spending, Saving, Investing, Managing Credit, and Managing Risk. Those pillars map to every strand in the framework, which is why the same course can satisfy standards that are worded differently from one state to the next.
Yes. Rapunzl's modules and real-time investing simulator cover the CEE six pillars, and those pillars crosswalk to the Kansas strands listed on this page.
Students learn by making real decisions with a simulated $10,000 portfolio priced on live market data, and teachers get an educator dashboard with grade export, materials in English and Spanish, and screen-reader accessibility.
Request a demo and we'll send the Kansas standards crosswalk along with classroom access.

Bring Rapunzl to your Kansas classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Kansas standards crosswalk.
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