Tennessee Personal Finance Standards & Graduation Requirements
Tennessee has required a half credit of personal finance to graduate since the class of 2013.
Tennessee at a glance
- Requirement
- Standalone course required
- Legislation or authority
- Personal finance graduation requirement (Public Chapter, ~2011); SBE High School Policy 2.103
- Passed
- ~2011
- Takes effect
- Class of 2013 and later
- First graduating class affected
- Class of 2013
- Course length
- One-half (0.5) credit personal finance
- State standards
- Tennessee Personal Finance academic standards (TDOE)
What Tennessee requires
Tennessee has required a half credit of personal finance for graduation since the class of 2013, making it one of the earliest adopters.
TDOE maintains the personal finance academic standards, and SBE High School Policy 2.103 governs how the credit works — including when it may be combined with other content.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Tennessee standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Tennessee framework.
| Tennessee strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income & careers | Earning Income | Taxes & IncomeCareers In Finance |
| Money management & budgeting | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving & investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Credit & debt | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Risk management & insurance | Managing Risk | Diversification & RiskInsurance & Retirement |
| Financial decision-making & consumer protection | Financial Decision-Making | Financial StatisticsTop Investor Strategies |
Educators can request a full Tennessee standards crosswalk through the Educator Dashboard.
Why Tennessee schools choose Rapunzl
Tennessee has required a half credit of personal finance since the class of 2013, so the course is a fixture, not a new build. SBE High School Policy 2.103 even allows the credit to be combined with other content in some cases, which gives schedulers room to place it. With the mandate long settled, the live question is what makes the half credit worth the seat, and Rapunzl answers it with a live-market simulator where students manage a $10,000 portfolio. The modules run from a short unit to a full semester, so they fit whether the course stands alone or shares time.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get a dashboard that exports grades and crosswalks each lesson to the Tennessee personal finance academic standards, with materials in English and Spanish that work with a screen reader. Rapunzl's January scholarship competition gives a long-running course a reason students keep managing their portfolio after the final.
Tennessee personal finance requirement FAQ
Tennessee has required a half credit of personal finance to graduate since the class of 2013.
The requirement is set by Personal finance graduation requirement (Public Chapter, ~2011); SBE High School Policy 2.103.
Takes effect: Class of 2013 and later.
One-half (0.5) credit personal finance.
Tennessee's requirement is a standalone course requirement.
In practice that means a dedicated class of its own, taken for credit, rather than a few personal finance lessons folded into another subject.
The Class of 2013 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Class of 2013 and later.
If you are planning a course now, that timeline is the window to have curriculum in place before Tennessee starts holding students to it.
Tennessee Personal Finance academic standards (TDOE).
Rapunzl is built on the Council for Economic Education's six pillars: earning income, spending, saving, investing, managing credit, and managing risk. Tennessee's personal finance academic standards cover the same topics, so the crosswalk above matches each to the modules that teach it.
Yes. Rapunzl's modules and live simulator cover the six CEE pillars, and those map onto the Tennessee strands on this page, so the half credit required since 2013 has curriculum ready.
Students learn by trading a simulated $10,000 in real market conditions, and teachers run the class from a dashboard with grade export, bilingual materials, and screen-reader support.
Ask for a demo and we'll send the Tennessee crosswalk along with classroom access so you can refresh an established course.
Bring Rapunzl to your Tennessee classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Tennessee standards crosswalk.
Request DemoPersonal finance requirements in other states
- Alabama Standards
- Alaska Standards
- Arizona Standards
- Arkansas Standards
- California Standards
- Colorado Standards
- Connecticut Standards
- Delaware Standards
- Florida Standards
- Georgia Standards
- Hawaii Standards
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- Illinois Standards
- Indiana Standards
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- Maine Standards
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- New Jersey Standards
- New Mexico Standards
- New York Standards
- North Carolina Standards
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- Ohio Standards
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- Oregon Standards
- Pennsylvania Standards
- Rhode Island Standards
- South Carolina Standards
- South Dakota Standards
- Texas Standards
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- Virginia Standards
- Washington Standards
- West Virginia Standards
- Wisconsin Standards
