Minnesota Personal Finance Standards & Graduation Requirements

The Class of 2028 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.

Timeline: Applies to students entering grade 9 in 2024-25.

If you are planning a course now, that timeline is the window to have curriculum in place before Minnesota starts holding students to it.

MDE Personal Finance graduation requirement guidance.

Rapunzl is built on the Council for Economic Education's six pillars: earning income, spending, saving, investing, managing credit, and managing risk. Minnesota's personal finance requirement covers the same topics, so the crosswalk above matches each to the modules that teach it.

Yes. Rapunzl's modules and live simulator cover the six CEE pillars, and those map onto the Minnesota strands on this page, so the course the class of 2028 needs has curriculum ready.

Students learn by trading a simulated $10,000 in real market conditions, and teachers run the class from a dashboard with grade export, bilingual materials, and screen-reader support.

Ask for a demo and we'll send the Minnesota crosswalk along with classroom access so you can plan the course around your licensure options.

Minnesota's graduation requirement, added through the 2023 education omnibus and codified at Minn. Stat. 120B.024, does not set a fixed credit amount, so the decision with the longest lead time is staffing. MDE's guidance spells out which teaching license covers the course and where a field permission applies instead, which decides whether a district can staff it from teachers already on the roster.

It applies to students entering grade 9 in 2024-25, so the class of 2028 is already enrolled and the licensure question needs settling before the master schedule locks in. Rapunzl's curriculum and live-market simulator, where students manage a $10,000 portfolio, drop into whatever course the licensed teacher ends up assigned to.